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Iraqi Dinar Buzz Updates
HISTORY OF THE “NEW IRAQI DINARâ€
2012-09-27 08:49:43
HISTORY OF THE “NEW IRAQI DINARâ€
“How shipping tons of U.S.
currency to Iraq remade its economy—and was roundly criticized all the
same. Good decision, bad press.†– By John B. Taylor
In February, the House
Committee on Oversight and Government Reform held a hearing that
criticized the decision to ship U.S. currency into Iraq just after
Saddam Hussein’s government fell. As the committee’s chairman, Henry
Waxman (D-California), put it in his opening statement, “Who in their
right mind would send 360 tons of cash into a war zone?†His criticism
attracted wide attention, feeding antiwar sentiment and even providing
material for comedians. But a careful investigation of the facts behind
the currency shipment paints a far different picture.
The
currency that was shipped into Iraq in the days after the fall of
Saddam Hussein’s government was part of a successful financial operation
that had been carefully planned months before the invasion. Its aims
were to prevent a financial collapse in Iraq, put the financial system
on a firm footing, and pave the way for a new Iraqi currency. Contrary
to the criticism that such currency shipments were ill advised or poorly
monitored, this financial plan was carried out with precision and was a
complete success.
The
plan, which had two stages, was designed to work in Iraq’s cash
economy, in which checks or electronic funds transfers were virtually
unknown and shipments of tons of cash were commonplace. In the first
stage, the United States would pay Iraqi government employees and
pensioners in American dollars. These were obtained from Saddam
Hussein’s accounts in American banks, which were frozen after he
attacked Kuwait in 1990 and amounted to about $1.7 billion. Because the
dollar is a strong and reliable currency, bringing in dollars would
create financial stability until a new Iraqi governing body could be
established and design a new currency. The second stage of the plan was
to print a new Iraqi currency for which Iraqis could exchange their old
dinars.
One of the most successful and carefully planned operations of the war has been held up to criticism and ridicule.
To carry out the first stage of the
plan, President Bush issued an executive order on March 20, 2003,
instructing U.S. banks to relinquish Saddam’s frozen dollars. From that
money, 237.3 tons in $1, $5, $10, and $20 bills were sent to Iraq.
During April, U.S. Treasury officials in Baghdad worked with the
military and Iraqi Finance Ministry officials—who had painstakingly kept
the payroll records despite the looting of the ministry—to make sure
the right people were paid. The Iraqis extensively documented each
recipient of a pension or paycheck. Treasury officials who watched over
the payment process in Baghdad in those first few weeks reported a
culture of good record keeping.
On
April 29, Jay Garner, the retired lieutenant general who headed the
reconstruction effort in Iraq at the time, reported to Washington that
the payments had lifted the mood of people in Baghdad during those first
few confusing days. Even more important, a collapse of the financial
system was avoided.
This success paved the way for the
second stage of the plan. In only a few months, 27 planeloads (in Boeing
747 jumbo jets) of new Iraqi currency were flown into Iraq from seven
printing plants around the world. Armed convoys delivered the currency
to 240 sites around the country. From there, it was distributed to 25
million Iraqis in exchange for their old dinars, which were then dyed,
collected into trucks, shipped to incinerators, and burned or simply
buried.
The
new currency proved very popular. It provided a sound underpinning for
the financial system and remains strong, appreciating against the dollar even in the past few months. Hence, the second part of the currency plan was also a success.
The story of the currency plan is one
of several that involved large sums of cash. For example, just before
the war, Saddam stole $1 billion from the Iraqi central bank. American
soldiers found that Iraqi money in his palaces and shipped it to a base
in Kuwait, where the U.S. Army’s 336th Finance Command kept it safe. To
avoid any appearance of wrongdoing, American soldiers in Kuwait wore
pocket less shorts and T-shirts whenever they counted the Iraqi money.
A
2003 presidential order instructed U.S. banks to hand over Saddam
Hussein’s frozen dollars. From that money, 237.3 tons in $1, $5, $10,
and $20 bills was shipped to Iraq. Later, U.S. forces used the found
cash to build schools and hospitals, and to repair roads and bridges.
General
David Petraeus has described these projects as more successful than the
broader reconstruction effort. But that wasn’t the only source of
dollars. Because the new Iraqi dinar was so popular, the central bank bought billions of U.S. dollars to keep the dinar from appreciating too much. As
a result, billions in cash accumulated in the vaults of the central
bank. Later, with American help, the Iraqi central bank deposited these
billions at the New York Federal Reserve Bank, where they could earn
interest.
Finally,
when Iraq started to earn dollars selling oil, the United States
transferred the cash revenue to the Finance Ministry, where it was used
to finance government operations, including salaries and reconstruction.
Many of these transfers occurred in 2004, long after the financial
stabilization operation had concluded. Iraqi Finance Ministry officials had already demonstrated that they were serious about keeping the controls they had in place. The
360 tons mentioned by Henry Waxman includes these transfers as well as
the 237.3 tons shipped in 2003 during the stabilization.
The
new Iraqi currency proved to be very popular. It gave a sound
underpinning to the financial system and remains strong. One of the most
successful and carefully planned operations of the war has been held up
for criticism and even ridicule. As these facts show, praise rather
than ridicule is appropriate: praise for the brave experts in the U.S.
Treasury who went to Iraq in April 2003 and established a working
Finance Ministry and central bank, praise for the Iraqis in the Finance
Ministry who carefully preserved payment records in the face of looting,
praise for the American soldiers in the 336th Finance Command who
safeguarded the found money, and, yes, even praise for planning and
follow-through back in the United States.
This
essay appeared in the New York Times on February 27, 2007. Available
from the Hoover Press is Strategic Foreign Assistance: Civil Society in
International Security, by A. Lawrence Chickering, Isobel Coleman, P.
Edward Haley, and Emily Vargas-Baron.
John B. Taylor is the Bowen H. and
Janice Arthur McCoy Senior Fellow at the Hoover Institution and the Mary
and Robert Raymond Professor of Economics at Stanford University. He
was previously the director of the Stanford Institute for Economic
Policy Research and was founding director of Stanford’s Introductory
Economics Center.
He has a long and distinguished record
of public service. Among other roles, he served as a member of the
President’s Council of Economic Advisors from 1989 to 1991 and as Under
Secretary of the Treasury for International Affairs from 2001 to 2005.
He is currently a member of the California Governor’s Council of Economic Advisors.